Affiniti Finance, Inc. is a financial technology company, not a bank. The ACCA Business Mastercard is issued by Patriot Bank N.A., Member FDIC, pursuant to license by Mastercard. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Affiniti Finance, Inc. is the program manager of this card and can be reached at support@affiniti.finance.

Your usage of this website constitutes your consent and acceptance of the Affiniti Privacy Policy. Your application for and usage of the ACCA Business Mastercard are subject to approval and are subject to: (1) the Cardholder Agreement (including rates, fees, offers & benefits terms); and (2) other terms and policies located at https://www.affiniti.com/legal.

1. If autopay is not set up, you’ll earn unlimited 1% cash back on all eligible purchases. With autopay enabled, you’ll instead earn 2.1% cash back on weekly autopay or 1.75% cash back on semi-monthly autopay, on all eligible purchases.

2. If you make $20,000 of eligible purchases within the first 3 months of being approved of your account, you will receive a rewards bonus worth $325 which is estimated to be half of the bronze annual membership value for ACCA as of August 2025. If you make $75,000 of eligible purchases within the first 3 months of being approved of your account you will earn a rewards bonus worth $750. If you make $200,000 of eligible purchases within the first 3 months of being approved of your account you will earn a rewards bonus worth $1,800. Sign-up rewards are subject to the Card Reward Terms. Please review the Cardholder Agreement for full details about the terms and conditions of the rewards and benefits.

3. Credit limits are subject to approval and change based on Affiniti’s underwriting policy.

4. Upon application, only a soft credit inquiry will be conducted, which will not impact your personal credit score. However, we reserve the right to report to credit bureaus in the event your account does not remain in good standing, which may affect your credit score.

5. The projected interest rates and annual percentage yield on your account are accurate as of 08/23/2025 and are variable and subject to change based on the target range of the Federal Funds rate. Fees may reduce earnings. You can find more information at ACCABanking.com.

All product information, images, and sources are accurate as of August 25, 2025. Any third-party companies, products, or logos referenced are the property of their respective owners and are used for informational and comparative purposes only. They are not endorsed by, sponsored by, or affiliated with Affiniti Finance, Inc. or Patriot Bank, N.A.